Most people would think "niggardly" is a racist term, but it actually isnt racist at all. It just means selfish or greedy.
For example: all Jews are niggardly.
Sometimes I wish I knew the definitions of certain words before I use them with my coworkers....
I mean who knows the actual definition of the word, niggardly?
What do you call a black guy that won't pay child support?
A black man once tried to fake his own death. His family fought niggardly over his estate.